Terms and Conditions for Dividr

Last updated: April 13, 2025

Welcome to Dividr! These Terms of Service (“Terms”) govern your use of our website located at https://dividr.ca (“Site”) and the services provided by Dividr (“we”, “us”, or “our”). By using Dividr, you agree to these Terms.

1. Use of Our Service
Dividr is a modern, minimal expense-sharing platform for Canadians, designed to simplify shared spending through seamless bank and credit card syncing via Plaid. The service is intended for personal use among roommates, couples, and friend groups.

2. User Accounts
To use certain features of Dividr, you may be required to create an account and provide your name, email address, and payment information. You are responsible for maintaining the confidentiality of your account and for all activity under your account.

3. Refund Policy
If you are not satisfied with your purchase, you may request a full refund within 7 days of the purchase date. Please contact us at dylan@dividr.ca to initiate a refund.

4. Data Collection and Privacy
We collect personal data (name, email, and payment information) and non-personal data (such as cookies) to improve your experience and provide our services. Please refer to our Privacy Policy for more information on how we collect, use, and protect your information.

5. Cookies
We use cookies to enhance user experience and gather usage data. By using our site, you consent to our use of cookies.

6. Intellectual Property
All content, trademarks, and other intellectual property on Dividr are owned by or licensed to us. You may not use, reproduce, or distribute any content without our express written permission.

7. Modifications to the Terms
We may update these Terms from time to time. If we make significant changes, we will notify you via email. Your continued use of the service after such updates constitutes your acceptance of the new Terms.

8. Contact Us
If you have any questions about these Terms, please contact us at dylan@dividr.ca.

9. Governing Law
These Terms are governed by the laws of Canada.

By using Dividr, you acknowledge that you have read, understood, and agree to be bound by these Terms.